
Connie Smith Insurance Agent CA LIC #OBO884
Are you
BOTHERED and
BEWILDERED
by all the choices
in health & life
insurance today?
Wouldn't it be great to have someone else do all the work for you?
Call Connie or Ann at Connie C. Smith Insurance Services – our 17 plus years of experience can help give you peace
of mind.
Because we are an independent agency, we can shop around for the best plans.
All insurance rates are state regulated which means all agents have to quote the same price, but not all agents offer the kind of personal care & service that we do?
Health coverage protects you and your family from high financial costs that may result from common accidents or illnesses. Health coverage can significantly reduce medical costs and give you the access you need to routine and affordable health care.
We represent all counties in the State of California. We have focused on Anthem Blue Cross, Blue Shield & HealthNet because they offer a large variety of diversified products including Health Savings Accounts (HSA's) at the most reasonable prices for individual and group insurance. (Note: HMO's not available in Monterey County)
Anthem Blue Cross of California provider network is among the largest in the state. By using participating BC doctors your cost is significantly reduced. For over 65 years they have been providing quality health care services by offering affordable coverage you can rely on. They have become an industry leader, providing innovative health, life, dental & vision plans including HealthyExtentions which offers a 10-50% discount on a variety of alternative health care & wellness products and services. Click on the "related links" page to review all plans including medicare supplements, & short-term health. You may have stand-alone dental insurance with Anthem BC.

Everyone's situation and needs differ when it comes to choosing a health plan. Blue Shield coverage gives you a wide variety of plans from which to choose plus many value-added services to help you make better informed health care decisions and manage your health plan benefits more effectively.
Blue Shield has been serving California for the past 68 years. They are a stable not-for-profit company and have one of California's largest networks. Click on the "related links" page to review these plans. If you would like Dental insurance with this policy, Health Insurance is required.

When you join HealthNet Plans (HN) you also become a member of the California Farm Bureau Federation (CFBF) giving you access to many exclusive products and discount programs. HN is one of the largest insurance and financial companies in the world. Since 1947 the California division has provided affordable, high-quality health insurance. If you would like Dental Insurance with this policy, Health Insurance is required.
A significant advantage to HN members is a $5,000 term life policy.
While reviewing the "related links" page check out these optional programs: HN's CashBack Plan and MedPerks Program.
STAND ALONE DENTAL INSURANCE
Anthem Blue Cross of California Dental Blue Plans. Choose from the Anthem BC network
Select Dental- For people who prefer to choose their own dentist
SHORT-TERM PLANS
In between jobs? Cobra too expensive? Pre-existing conditions a problem? Have you been declined? Find out how long you need to be sign & symptom free before getting permanant insurance.
This is where short-term plans come into play. We have several different options to choose from to get you covered, so if something were to happen to you than your whole life would not turn upsidedown.
TRAVEL INSURANCE
Planning a trip outside the United States? From 5 days to 180 days. Anything can happen while your traveling abroad. You should be covered from the moment you step onto the plane for the entire length of your trip. Enjoy peace of mind while enjoying the world!
Liason International- U.S. or Canadian Citizens traveling outside the United States & Non U.S. Citizens traveling to the United States
International travel medical insurance is designed for U.S. citizens traveling overseas or foreign nationals visiting the United States. This type of policy protects you from major and minor medical emergencies, accidents and illnesses during your travels. Seven Corners offers four international travel medical insurance options